USE FREE INSTALLMENTS
FOR PURCHASES
IN BUSINESS
FOR PURCHASES
IN BUSINESS
Pay your bills by installments of up to 180 days ex interest. Get approval in 10 minutes online. No documents required.
No interest*
for the whole period
30, 90 or 180 days
at your choice
* — as well as no charges, service fees, and any asterisk-marked crap. Zero rubles for servicing installments.
Up to 3 million rubles
from the start for everyone
Why are installments ex interest
You get a regular loan, and the supplier pays interest on it instead of you.
He benefits from it to boost sales because he immediately gets paid for the deal.
He benefits from it to boost sales because he immediately gets paid for the deal.
Join us
to pay by installments
to pay by installments
Sign up and get approval in 10 minutes
Sign up
Benefits from installments
Cash gap insurance
You get reserve capital and availability to pay other important and urgent obligations: wages, taxes or profits to business owners.
Saving time on money search
Sometimes you want money right now and without humiliation. Pay an urgent bill today, instead of visiting banks or calling friends.
Turnover-based business growth
Free installments seem to be more profitable than current asset loans.
You get reserve capital and availability to pay other important and urgent obligations: wages, taxes or profits to business owners.
Saving time on money search
Sometimes you want money right now and without humiliation. Pay an urgent bill today, instead of visiting banks or calling friends.
Turnover-based business growth
Free installments seem to be more profitable than current asset loans.
ONE-TIME APPROVAL
GROWING LIMIT
The credit limit automatically grows for customers paying timely on schedule.
Connect to the platform once and get installments as much as you want.
Why installments are more interesting than bank loans
NO COLLATERAL
Banks often require liquid collateral, while you can get installments with no need
for this.
for this.
Instant approval
We will approve your request and offer a personal limit in 10 minutes. We just require your TIN for this. Then, upon approval, we will ask you to provide mandatory documents the Central Bank requires from us.
From whom can you buy by installments?
From any supplier connected to Penenza.
If your favorite supplier is not connected yet, tell us and we will help connect this service.
If your favorite supplier is not connected yet, tell us and we will help connect this service.
Why trust us?
OFFICIAL INVESTMENT PLATFORM
GOOD FINANCIAL BACKGROUND
SECURE SOFTWARE
Over 6 years of operation, we issued 26 billion rubles for the development of 27 thousand businesses, and more than 13 thousand investors had return on investment.
We comply with all the regulatory authority's requirements: we publish financial statements in the public domain, are part of the register of the Central Bank of the Russian Federation.
We have a certificate of high-level investment platform software and data protection.
© All rights reserved. AO Penenza (JSC), official website. Operates since 2017.
8 499 322-33-76
